The PowerPay debt elimination calculator was put online as a free resource in 2006. Since then, thousands of households worldwide have used it to create personalized debt elimination plans that have saved them millions of dollars in interest costs! Many of these households have become debt free years earlier than they thought possible.

The PowerPay calculator receives no University funding. This means that in order to continue free access to anyone, we need your help! Your donation would be greatly appreciated! All funds will be used to maintain or improve the website.


How to Give


Credit, Debit, PayPal, Venmo or Bank Transfer

Utah State University
1590 Old Main Hill
Logan, UT 84322-1590

Make checks payable to "Utah State University."

Stock or Wire Transfer:
Contact Michelle Merrill at 435-797-8556 or for instructions.

Proud Supporters of PowerPay:

Scott and Mary Marsh Family

Belinda Oden

Jason McGarraugh MS, CFP®

Nadia Thom, AFC

John Orth

Madeleine Greene, AFC

Sarah Rohrer, AFC

Dana Twight, CFP®

Emily Anonymous

M&M Livestock

Amanda H. Christensen, AFC


Dean Miner