Inflation

Ideas, Tips, and Resources to Help Utah Handle Inflation and the Rising Cost of Everyday Expenses

Inflation is up 21.8 % in Utah since January 2021. This translates to an average need for $1,289 more per month for a family of four (US Congress Joint Economic Committee, 2025) at a time when over a third of the population is unable to cover a $400 emergency expense without borrowing money (Federal Reserve, 2024).

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Cutting Expenses and Budgeting for Inflation

During times of high inflation, it is imperative to cut back on expenses and strengthen your budget.

Cutting Expenses Guidebook (Free Download)

More than 90 tested and approved ideas are included to help you make small (or big) adjustments in your spending, freeing funds to put toward your goals! This guidebook provides tips in the following areas:

  • Boosting Savings
  • Clothing Expenses
  • Entertainment Expenses
  • Grocery Expenses
  • Medical Expenses
  • Transportation Expenses
  • Utility Expenses
  • Home Expenses
  • Holiday Expenses
  • Miscellaneous Expenses

Download FREE Guide Download FREE Guide (en español)

cutting expences guidbook download


2025 finance calendar

2025 Finance Calendar

The 2025 Finance Calendar is available to download in English and Spanish. It's packed with simple monthly tasks and links to websites and resources to help you improve financial wellness over the course of the year. Download your FREE copy today!

Download FREE 2025 CalendarDownload FREE Calendar (en español)

Budgeting for Emergencies

Encountering financial challenges has become common for many, and being financially prepared is essential, especially during times of inflation.

To help with emergency preparedness and organizing your finances, download our Household Information Records Organizer (H.I.R.O.)

 

Utah Inflation Resources

See our below resources to help Utahns find ways to manage the rising cost of living.

STRETCH YOUR FOOD DOLLAR

Join our FREE Create Better Health online course and discover easy ways to simplify mealtime and eat healthy.

TRY OUR FREE FAMILY FUN GUIDES

Looking for economical ways to play together as a family this summer? These Hidden Gem guides provide fun and inexpensive family activity ideas that can be downloaded free of charge.

CUTTING EXPENSES GUIDEBOOK

Discover practical, expert-backed ways to cut expenses, save money, and build financial stability—without sacrificing your lifestyle.

ZERO-BASED BUDGETING: WHAT IS IT?

Zero-based budgeting is a budgeting approach where “every dollar is given a job” to ensure total income minus expenses equals zero.

TEACH CHILDREN MONEY MANAGEMENT

Parents need to be proactive in teaching their children about money, or the world of marketing and advertising will teach them—incorrectly!

THE FINANCIAL WELLNESS WHEEL GUIDE TO BALANCE

Discover how the Financial Wellness Wheel helps you assess, balance, and improve key areas of your financial life—from budgeting to retirement planning.

Personal Finance in the News

Our Team Members

Here to help Utahns learn to adapt and thrive, even during times of high inflation.

Finance Coordinator
financial wellness
Washington County
Rochelle Allen
Extension
extension inflation
Directory
Rochelle  Allen

Rochelle Allen

Finance Coordinator | Washington County

623-398-9101

rochelle.allen@usu.edu

home and community
HOFF
nutritionteam
extension inflation
Weber County
Extension
Family
expert
homeandcomm
Directory
marriage survival
Naomi Brower
couple
relationships
relationship experts
Naomi Brower

Naomi Brower

Extension Professor | Couple and Family Relationships | Weber County Director

(801) 399-8206

naomi.brower@usu.edu

homeandcomm
EFW
Amanda Christensen
nutrition county
home and community
extension inflation
Directory
Extension
family finance
Finance
expert
finance directory
nutritionteam
financial wellness
Morgan County
Amanda Christensen

Amanda Christensen

Extension Professor | Finance | Accredited Financial Counselor (AFC) | Morgan County Director

(801) 829-3472

amanda.christensen@usu.edu

Extension
financial wellness
extension inflation
Salt Lake County
Kelan Combe
Directory
Kelan Combe

Kelan Combe

Program Coordinator II | Empowering Financial Wellness | Salt Lake County

kelan.combe@usu.edu

EFW
Extension
financial wellness
food preservation
finance directory
Salt Lake County
nutrition county
Preparedness
Melanie Jewkes
nutritionteam
Directory
HOFF
canning
expert
home and community
homeandcomm
extension inflation
Melanie Jewkes

Melanie Jewkes

Extension Professor | Family & Consumer Sciences | Salt Lake County

385-468-4838

melanie.jewkes@usu.edu

financial wellness
Extension
Lauren Olsen
Project Coordinator
extension inflation
Salt Lake County
Directory
Lauren Olsen

Lauren Olsen

Project Coordinator | Empowering Financial Wellness | Salt Lake County

385-468-4830

lauren.olsen@usu.edu

finance directory
financial wellness
extension inflation
Confidence
Extension
health and wellness
mentalhealthteam
nutritionteam
canning
Finance
EFW
food preservation
aware southern
homeandcomm
aware staff
home and community
Washington County
Directory
expert
Andrea Schmutz
physicalhealthteam
HOFF
healthwellness
Andrea Schmutz

Andrea Schmutz

Extension Associate Professor | Washington County

435-301-7740

andrea.schmutz@usu.edu

Salt Lake County
Directory
Vincenza Vicari-Bentley
personal finance
EFW
finance directory
Extension
extension inflation
home and community
financial wellness
Vincenza  Vicari-Bentley

Vincenza Vicari-Bentley

Empowering Financial Wellness Program Coordinator | Accredited Financial Counselor (AFC) | Salt Lake County

(808)-773-0952

vincenza.vicari-bentley@usu.edu

Directory
extension inflation
Extension
Jenny Weller

Jenny Weller

Marketing Coordinator | Empowering Financial Wellness | Morgan

801-458-6857

jenny.weller@usu.edu

Frequently Asked Finance Questions

Here are answers to your most commonly asked finance questions.

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