What to Do with a Windfall?
From tax refunds to stimulus payments, here's how to make that extra cash work for you!
If You Are: Struggling to make ends meet 
- Use the extra cash to help get back on your feet. prioritize expenses that are essential for survival such as keeping a roof over your head, utility payments, food and reliable transportation.
If You Are: Making ends meet but have depleted your savings to keep afloat
- Use your windfall to get a jump start on replenishing your savings. This will help you be better prepared for the next emergency.
If You Are: Caught up on your expenses
- Allow yourself one small splurge and then use the cash to bulk up your savings or pay down debt. Having an emergency savings will keep you from having to use debt to manage an emergency and making a large extra payment on a debt will save you time and interest!