Change Makes Sense
Learn how to teach courses on the principles of how to eliminate debt, the basics of credit and budgeting as well as how to get finances organized.
For Presenters
Download Change Makes Sense Curriculum
In order to download the curriculum, please complete this short questionairre. After doing so, the curriculum will be sent to you via email.
For Participants
Download Change Makes Sense Workbooks
In order to download the workbook, please complete this short questionairre. After doing so, the curriculum will be sent to you via email.
Lesson Guides
Debt Elimination

- Presenter's Guide
- Participant's Workbook
- PowerPoint Presentation
- Evaluation for Participant
- Evaluation for Presenter
- Activity: The 100$ Question
- Activity: Step Down Principle
- Full Page Flyer Template
- Half Page Flyer Template
- Flyer Template Usage Instructions
Credit 101

- Presenter's Guide
- Participant's Workbook
- PowerPoint Presentation
- Evaluation for Participant
- Evaluation for Presenter
- Activity: 4 C’s of Credit
- Activity: Credit Crunch
- Activity: Credit Scenarios
- Activity: Credit Transactions and Types of Credit
- Full Page Flyer Template
- Half Page Flyer Template
- Flyer Template Usage Instructions
Budgeting Basics

- Presenter's Guide
- Participant's Workbook
- PowerPoint Presentation
- Evaluation for Participant
- Evaluation for Presenter
- Activity: Step Down Principle
- Activity: My Piece of Pie
- Activity: Debit Coloring
- Full Page Flyer Template
- Half Page Flyer Template
- Flyer Template Usage Instructions
Getting Organized

- Presenter's Guide
- Participant's Workbook
- PowerPoint Presentation
- Evaluation for Participant
- Evaluation for Presenter
- Activity: What Goes Where?
- Full Page Flyer Template
- Half Page Flyer Template
- Flyer Template Usage Instructions