Preparing for Homeownership

Did you know that the average American family spends $460 more per month to maintain the same standard of living as they did before high inflation? This increase may be even higher in Utah, where inflation is well above the national average.

With inflation at an all-time high, we are all feeling the effects of rising prices all around us. Our extension finance experts have come together and compiled our top 5 tips and resources to help you combat the rising prices.

According to a survey by slickdeals.net the average U.S. consumer spends about $5,400 a year ($450/month) on unplanned purchases! Think about ways even a portion of that money can help you reach your financial goals.

Some households feel they don’t have the financial capability to pay for college expenses for their children. This may be especially true if there are multiple children in your family or if you live on a limited income.

If you are wondering how to determine appropriate amounts to budget for food, gas, bills, and savings, use these steps to guide you.

There are so many questions about life insurance. When do you need it? How much do you need? Where should you purchase it? Read here for answers.

There are several options to consider for short-term investing, but be sure to weigh the pros and cons for each option.

It takes time and effort to stick to financial goals, but the key is not to give up. Read our tips for staying motivated and on track with your financial goals and budget.

A strong foundation of communication can prevent the negative consequences of financial disagreements. How can newlyweds establish this strong foundation from the beginning?

Many people feel pressured to overspend during the holidays. Here are some key questions to ask yourself and some expert tips to implement.

When used responsibly, these rewards can be a great tool to reduce costs on some of your big-ticket items. For example, if you like to travel, using a credit card for your regular every day purchases can save you money on an airplane ticket later on.

Saving for retirement can feel a little less intimidating when you are informed and have clear savings goals. Understanding different types of retirement plans and how they best align best with your savings and retirement goals will set you up for having

It’s easy to justify holiday spending as being generous, but without planning a realistic budget, holiday spending can quickly make ringing in the New Year financially stressful. The key to reducing stress is planning ahead

Budgeting with a varying income is possible! Continue reading for some basics that can help make it a little more manageable.

If you have ever felt guilt around the way you spend or save money, you are not alone. There are definitely some things you can do to have a better relationship with money and to not let it have such a strong hold on your emotional well-being.

Many families in the United States find themselves in a position of transitioning from two incomes to one. Regardless of the reason behind a family going through this transition, there are a variety of effects it can have on the family that need to be con

This question does not have a straightforward answer. Every debt situation is different, and your debt management strategy will depend on your financial goals. When exactly is debt consolidation a good idea? Here are some scenarios where debt consolidatio

A lot of people have a hard time trying to pay off debt and save money at the same time and that is usually because they don’t have a strategy on how to do that. It’s challenging if you feel like you have to choose between saving money or focusing on payi

Do you keep dreaming about that dream vacation? Do you wonder if it is attainable? Your dream vacation can happen with a little planning and taking a realistic look at your budget.