Change Makes Sense

Learn how to teach courses on the principles of how to eliminate debt, the basics of credit and budgeting as well as how to get finances organized.

NOTE
This curriculum was released in 2014. While much of the content is evergreen, some topics have since updated. Please use the Consumer Financial Protection Bureau’s ‘Your Money, Your Goals’ Toolkit to fill in the gaps.

Lesson Guides

Debt Elimination

debt elimination
  • Presenter's Guide
  • Participant's Workbook
  • PowerPoint Presentation
  • Evaluation for Participant
  • Evaluation for Presenter
  • Activity: The 100$ Question
  • Activity: Step Down Principle
  • Full Page Flyer Template
  • Half Page Flyer Template
  • Flyer Template Usage Instructions

Credit 101

credit
  • Presenter's Guide
  • Participant's Workbook
  • PowerPoint Presentation
  • Evaluation for Participant
  • Evaluation for Presenter
  • Activity: 4 C’s of Credit
  • Activity: Credit Crunch
  • Activity: Credit Scenarios
  • Activity: Credit Transactions and Types of Credit
  • Full Page Flyer Template
  • Half Page Flyer Template
  • Flyer Template Usage Instructions

Budgeting Basics

budgeting basics
  • Presenter's Guide
  • Participant's Workbook
  • PowerPoint Presentation
  • Evaluation for Participant
  • Evaluation for Presenter
  • Activity: Step Down Principle
  • Activity: My Piece of Pie
  • Activity: Debit Coloring
  • Full Page Flyer Template
  • Half Page Flyer Template
  • Flyer Template Usage Instructions

Getting Organized

organized
  • Presenter's Guide
  • Participant's Workbook
  • PowerPoint Presentation
  • Evaluation for Participant
  • Evaluation for Presenter
  • Activity: What Goes Where?
  • Full Page Flyer Template
  • Half Page Flyer Template
  • Flyer Template Usage Instructions