It is a common mindset to make financial decisions based upon an expect lifestyle. If spending decisions are based upon whether or not the expense is something that is considered an important part of our lifestyle, there is no real tie to our actual ability to pay for it. Our ability to pay for an expense while still meeting other obligations must be a deciding factor in our spending decisions.
This is where ReliaBalance comes in. ReliaBalance provides us with on demand information about our financial situation at any given time, so spending decisions are not strictly emotionally based but also tied to our actual ability to pay for them.